Coronavirus Emergency Loans Small Business Guide & Checklist:

This guide was provided by the U.S. Chamber of Commerce. The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn.  Known as the “Paycheck Protection Program,” the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency.  Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.

COVID-19 Economic Injury Disaster (EIDL) Loans:

In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).

How to Apply
You can apply online for an SBA disaster assistance loan. You must submit the completed loan application and a signed and dated IRS Form 4506-T giving permission for the IRS to provide SBA your tax return information. For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

COVID-19 Small Business Guidance & Loan Resource:

U.S. Small Business Administration South Florida District Office

Restaurant Employee Relief Fund:

The National Restaurant Association Education Foundation has created a fund to assist restaurant workers who have been negatively impacted due to the COVID-19 pandemic. Employees can apply for a 1 time, $500 grant starting on April 2, 2020. Grants will be awarded on a first-come first-served basis. Awards will be limited to one grant per person. To apply visit: